How much does it cost?

Under the American Rescue Plan, your insurance will always be accessible at 8.5% of your family income or less so if your income is lower then the cost is lower. Please call us at 877-567-9731 so we can help estimate the cost.

When can I enroll?

Open Enrollment for 2024 begins November 1, 2023. Even though Open Enrollment is closed for 2023 you may still be able to enroll if you meet any of the special exemption criteria. 

What Does Gold, Silver or Bronze Mean?

In short, the “metal” rankings break down how much of the cost that you (the insured) pay. Currently, the breakdown is: bronze – 40%, silver – 30%, gold – 20%, and platinum – 10%. We know that all of the different kinds of plans can be confusing which is why you should call us to help you determine which insurance is best for you.

Who can get insurance?

To be eligible for insurance subsidies you must be currently living in the US, are either a citizen or legal resident, are not currently incarcerated, and you must meet some income requirements. You will have to file taxes also. We would love to help you check your ability to get Insurance under the Affordable Care Act. Please call 877-567-9731. 

What is a Qualifying Life Event?

There are a few different types of qualifying life events that will allow you to enroll in Obamacare outside of the enrollment period:

• You recently lost insurance coverage that met government requirements (due to job or coverage loss)
• Your family has changed due to childbirth, marriage, divorce, adoption, death
• You permanently moved to a new area where your coverage is no longer effective
• You became a United States Citizen or National
• Government errors that cause you to enroll, change, or lose coverage
• Your eligibility for the subsidy has changed.  

What Documents Can I Use?

You may need to have one or more of the following documents or numbers when you apply for and enroll in Marketplace coverage, and the documents you need depend on your immigration status:

• Permanent Resident Card, “Green Card” (I-551)
• Reentry Permit (I-327)
• Refugee Travel Document (I-571)
• Employment Authorization Document (I-766)
• Machine Readable Immigrant Visa (with temporary I-551 language)
• Temporary I-551 Stamp (on passport or I-94/I-94A)
• Arrival/Departure Record (I-94/I-94A)
• Arrival/Departure Record in foreign passport (I-94)
• Foreign Passport
• Certificate of Eligibility for Nonimmigrant Student Status (I-20)
• Certificate of Eligibility for Exchange Visitor Status (DS-2019)
• Notice of Action (I-797)
• Document indicating membership in a federally recognized Indian tribe or American Indian born in Canada
• Certification from U.S. Department of Health and Human Services (HHS) Office of Refugee Resettlement (ORR)
• Document indicating withholding of removal
• Office of Refugee Resettlement (ORR) eligibility letter (if under 18)
• Resident of American Samoa card
• Alien number (also called alien registration number or USCIS number) or I-94 number

We would love to review your situation and see if you qualify for Obamacare, the best solution is to call us at 877-567-9731.  

Should Small Businesses Call?

Due to more people being eligible, even small business owners are thinking about Individual plans, and with the Health Reimbursement Arrangement (HRA) rules in place, this is definitely something to consider. Please call us at 877-567-9731 so we can discuss possible options.  

Do I need to file taxes?

Insurance recipients must file a federal tax return and, if married, file a joint tax return in order to qualify for help paying for insurance through Enroll 2024.